guides relating to financial issues

Finance is an issue for every business, regardless of size, industry or location. These guides contain advice and information about organizing and understanding your finances, from book keeping to getting the most economical energy supplier.

book keeping for beginners

All businesses need to keep records of their financial transactions for several practical reasons:

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business rates

What are business rates?
When you start in business you will probably have to pay business rates for your premises – sometimes even if you work from home.

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calculating business expenses

Strict rules govern what can and cannot be counted as a business expense when calculating profits and knowing what to claim against your business is vital.

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simple steps to cut your energy bills

Small businesses use around 50% of total UK business energy, costing nearly £6 billion a year and are responsible for half of all business carbon emissions. Finding time to focus on energy is a real problem for most small business, but the crucifying costs of gas, oil and electricity will force this issue up the agenda.

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reduce the risk of insolvency

If a business does not have enough assets to cover its debts, or is unable to pay debts when they are due it is insolvent. Insolvency has different possible outcomes for businesses depending on whether they are limited companies or partnerships and sole traders.

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faqs on bankruptcy

Insolvency rates are at their highest levels since the recession of the early nineties. Figures reveal that almost 24 000 went bankrupt or agreed an Individual Voluntary Arrangements (IVAs) in the first quarter of this year, an astonishing 81% increase compared to the same time last year.

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energy advice for new business

With energy prices sky high, it is essential to stop and think about whether you are getting a fair deal and if you could do better for your business. Businesses do not get the same protection or regulatory safeguards as domestic customers and some gas and electricity companies have unclear pricing policies, use underhand, questionable techniques and have ineffective complaints procedures.

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